Category: Finance

Learn how to protect yourself from scammers claiming to represent JSE-related services and avoid falling victim to their social engineering tactics. Recently, there has been an increase in phone calls targeting unsuspecting consumers, particularly older individuals, from people claiming to represent services linked to the Johannesburg Stock Exchange (JSE).  These scammers use social engineering tactics to gain trust, often referencing...

Staying financially savvy during December can be tough! Luckily, we’ve got the perfect guide for you to manage your spending this vacation season.

Understanding the Two-Pot Retirement System: How It Impacts Your Financial Future The Two-pot system is now fully up and running, giving people the option to access part of their retirement savings before they actually retire. While having this extra flexibility sounds great, it could lead to some short-term spending habits that may affect your financial security in the long run....

Exciting changes are coming to the way we save for retirement in South Africa starting September 1, 2024! The new Two-Pot Retirement System is designed to help you save more effectively for the future, while also giving you some flexibility to access a portion of your funds when you need them. What’s in the Two-Pot System? Here’s how it works:...

Everyone is talking about the formation of the Government of National Unity (GNU). Ministers and Deputy ministers have been appointed. And while not everyone is entirely sure how things will play out, the change is set to bring some major benefits for everyday South Africans’ wallets. This coalition of different political parties is all about stability, unity, and getting things...

We all want the absolute best for our kids, right? And making sure they get a top-notch education is often at the forefront of our minds. But let’s face it, with the cost of education soaring in South Africa, it can feel like a pretty overwhelming task to fund our children’s academic dreams. That’s where the magic of an education...

Having money saved up for unexpected situations is really important, especially when the economy is uncertain. Here’s a simple guide to help you save up, even if it feels hard: Know How Much You Need: Figure out how much you want to save for emergencies. It’s good to aim for saving enough to cover your living costs for 3 to...

Thinking about taking out a loan or getting a credit card in South Africa? Well, buckle up because there are some pretty sweet benefits waiting for you: Benefits of Taking Out a Loan: Access to Funds: Imagine having a chunk of money at your fingertips for all sorts of things like buying a car, sprucing up your home, or handling...

It is the new financial year and times are tough right now. With jobs scarce and businesses tightening their belts, it’s like we’re all walking a financial tightrope. But fear not! We’ve got your back with some down-to-earth tips to help you navigate these choppy waters in South Africa: Take Charge of Your Cash Flow: Let’s start by getting a...

Just like we focus on our physical health with New Year’s resolutions, taking a moment to consider our financial health is equally important. So, here’s a friendly list of financial New Year’s resolutions with actions to help you on your journey. Think of these as priorities to cover the essentials first, paving the way for a fantastic financial year. Start...