The World Bank has announced that the global economy is “perilously close to falling into recession” in 2023. With that in mind, you may be wondering whether you should make changes to your investment portfolio. While we can’t tell you how to manage your investment portfolio during a volatile market, we can give you the tools to make an informed...
Welcome to 2023! And welcome to the 3546 days of Janu-worry (sigh). With the festive season behind us, we have a few tips on how you can stretch your budget right to the end of January. Don’t fall victim to sales While buying groceries and necessities on sale is always a good idea, it is best to avoid spending money...
Debt is a topic many of us aren’t comfortable discussing, so we tend to keep our struggles to ourselves and bear the burden on our own. This results in a constant state of worry and fear, which can affect our health, relationships, job performance, and how we function in our day-to-day lives. Everyone with even a little bit of debt...
Warm the Bed 1. Hot Water Bottles. Fill up a rubber hot water bottle and make sure that it is sealed tightly. Place it between your sheets at least 15 minutes before you go to bed. This way your bed will be nice and toasty, and you will feel warm all night. 2. Flannel Sheets. Anyone who has ever tried flannel...
